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Review Of Empire Health Insurance Company And Plans
Empire Health Insurance is an insurance company that offers a broad range of coverage and plans. The company is a highly rated insurance provider in the U. S with strong emphasis on preventative care. If you are trying to decide on a provider, please read this review to determine if Empire Health is right for you.
The firm was instituted in 1935. Since then it has grown to become a large Blue Cross Shield insurance firm with many top coverage options. The company is highly rated by independent auditors such as A. M. Best, Moody and Standard & Poor. They operates in all the states of the U. S.
As mentioned, the company offers a broad range of coverage plans. Some of their popular plans include the Child Health Plan, which is suitable for kids below 19 years and comes with discounted coverage. The New York coverage plan is designed to provide coverage for individuals. This plan covers patients inside and outside the hospital, emergency and prescription coverage.
This service provider also offers regular HMO for coverage within the network and POS for coverage outside the network. Under this plan, the physician handling the primary care of the insured will coordinate care. HMO Direct Pay coverage provided by the company also offers regular HMO plans with pharmacy benefits and inpatient coverage.
The insurer also offers a Tradition Plus hospital coverage plan. This plan offers an all year round fully paid hospital coverage for the insured. This plan also provides coverage for newborns, maternity care, nursing care, physical therapy, chemotherapy, radiation and out patient care.
The 360R Health Coverage
The firm offers a unique and innovative coverage known as the 360R coverage plan. The plan provides a complete coordination and management of your medical issues. It provides various programs of preventative care, information and management of medical care. This coverage allows the insured to be covered for medical problems that are beyond regular traditional care. The plan comes with a large number of options. The 360R coverage plans comes with special offers and discounts for uncovered and alternative care.
Some special options available with the 360R coverage include an exercising program, walk workout program, nutrition management and a stop smoking program. There is also a 24 hours nurse care line, maternity program and newsletter.
One of the most obvious advantages of this insurance company is the broad range of coverage options that they offer. This makes it easier for you to find a coverage plan that best suits you.
The Preventative program offered by the company is also another advantageous feature of the company. The preventative programs can effectively help to save money and keep comprehensive health costs and insurance quite low.
The company is also known for favorable prices. Because they offer a wide range of choice options, it is easier to get a plan that not only best suits your needs, but also suits your budget. Empire Health Insurance is a company with many coverage options, great service and top coverage plans.
Category: Company Reviews